Intro to the SUS Health & Dental Plan
The SUS Health & Dental Plan - an extended health and dental group benefit designed to meet students' needs and cover services not covered by the British Columbia Medical Services Plan (BC MSP).
Joining the SUS Health & Dental Plan only costs students an annual fee of $195.59 and saves them from paying for expensive health and dental services entirely out of pocket!
Studentcare facilitates the plan and has a beautiful website with resources and instructions that help students understand their coverage and guide them through the claims process.
Benefits of the SUS Health & Dental Plan:
Besides the average health and dental benefits that most plans offer, the SUS Health & Dental Plan also provides students with vision care, travel coverage, online accessible well-being resources, and virtual healthcare!
Coverage details: Health, Dental, Vision, Travel, Well-Being Resources, and Virtual Health Care
Here's a brief overview of some of the coverage you can expect from joining our group plan:
Health
Prescription Drugs are up to 80% covered, Prescription Vaccines 70% protected, Psychologists 80% covered per visit, and most other health services have $40 covered per visit (click here to find out more)
Dental
Preventative services are 70% covered, Basic Services are 50% covered, and Dental Accidents are protected, according to the Provincial Dental Fee Guide for General Practitioners.
Vision
Eyeglasses & Contacts $100 per 24 months, Eye Exam $50 per two policy years, Laser Eye Surgery $150 per policy year
Travel
Travel Health Coverage 120 days per trip, Medical Incidents $5 000 000 per lifetime, Trip Cancellation $1500 per trip, Trip Interruption $5000 per trip
Well-Being Resources
Empower Me connects students to mental health resources and professionals for free using a 24/7 accessible platform (to learn more about Empower Me click here)
Virtual Health Care
Dialogue provides Virtual Health Care that allows students to book virtual appointments with Health Practitioners (to learn more about Dialogue and Virtual Health Care, click here)
To learn more about the specifics of each type of coverage, please click here and have fun exploring!
Studentcare Networks' Advantages
Remember that Studentcare also offers Studentcare Networks' Advantages, which means that by visiting a health practitioner that is part of the network, you can receive additional offers and deals that help top up your coverage! For instance, if you visit a dentist part of the network, you receive an extra 20% off, so suddenly, your 70% coverage is boosted to 90%! For more information about the specific advantages of each network, click here.
How to register for the SUS Health & Dental Plan?
Now, how do you gain access to this plan? Am I automatically registered? Do I need to do anything to register myself? Is there a fee to be on the plan?
Most full-time students are automatically registered and are therefore automatically assessed the SUS Health & Dental fee of $195.59 starting in the fall. However, part-time students, students registered with the Centre for Accessibility Services taking six credits or less, and others in specific programs may need to opt into the plan manually!
Don't worry; it's easy!
You can opt-in by clicking this link during the Change-of-Coverage period at the start of the fall and winter semesters. You can also add dependants or your spouse to your plan during an active Change-of-Coverage Period by clicking here!
A fun fact for you, before the Fall 2022 semester, part-time students were charged a premium of almost $100 per year to opt into SUS Health & Dental coverage. Still, after working with Studentcare, we lowered this fee to match the full-time student rate of $195.59!
Contacting Studentcare for support
If you ever need clarification on a SUS Health & Dental-related manner, Studentcare has a live chat, submission form, mail, and phone call options to receive the required guidance. Follow this link to connect with a knowledgeable Studentcare representative today!